January is almost over…does that mean it’s too late to say “Happy New Year”? I am going to go with no…because it’s not February yet. So, Happy New Year! Whether we are ready or not, 2023 is here. And that means that people are making resolutions or goals for the …
I’m stuck. Or at least, I’ve realized lately that I’m feeling stuck. I never seem to know what day it is…because each day seems the same. And I feel like I’m making zero progress. I’m just spinning my wheels. This is also something that has been coming up with my clients regularly of late. Whether …
It’s hard to believe that August is almost gone. Before we know it, fall will be here. Fall is my favorite. In Montana fall is short, sometimes it feels like the entire season takes place in a single afternoon. Fall has always felt like a new beginning. A time to try something new and a …
In last week’s blog post, Creating a Money Management System You Can Stick To, I talked about how you can create a money management system for yourself. When you are starting to get organized and work towards your financial goals, creating a system is so important. But, it is equally important to keep …
It is crazy to me to think that we are already in 2021 (FINALLY!). 2020 was the longest year EVER. But here we are, almost a week into 2021, I don’t know about you, but I can’t wait to see what is in store. One thing that people seem to focus on at …
Next in my series on personal finance topics that are often scary but don’t need to be, I thought I would talk about how thinking about retirement doesn’t have to be scary. If you’d like to read the first in the series Budgeting Doesn’t Have to be Scary check out my previous …
Saving money has been on my mind pretty much non-stop these last few weeks. I’m not sure if it’s the change in the seasons or the fact that we have some potentially big expenses looming in the not to distant future. But all I can think about is saving. And I have been …
I was talking with a friend the other day, and she was telling me about some big expenses she and her husband had coming up. They had all the money they needed saved in their sinking fund…with extra to spare. But she was having trouble pulling the money out of the account. What …
When you tell someone you’re saving for a house, chances are you mean that you are putting away your hard earned money to be able to make a down payment on the home of your dreams. You’ve probably even set up a special house savings account. But once you’ve made the …
I was talking to a friend the other day who was in the process of purchasing a new car. She was very excited, but also worried about the impact the monthly payment would have on family’s bottom line. During our text exchange she made a comment about their “sinking fund” that they …
