When starting to budget, most people write out their income sources and their monthly expenses, including bills, payments towards debt, and savings. And this is key to setting up a budget. But the timing is also important. Very few people take the time to think about what amount of each paycheck is allocated towards paying which bills or…
It’s that time of year again! People are making resolutions left and right and hoping that they can move the needle forward this year in some aspect of their lives. Last year, I did a post about how I have found success meeting and exceeding my financial goals each year. You can take a look at that…
“Don’t tell me what you value, show me your budget, and I’ll tell you what you value.” ― Joe Biden When it comes to money, everyone has their own personal compass. From how much to save to how much to spend on eating out or coffee, each individual comes at the money question from a different angle. Our…
This is the last of my three-piece series on saving. In the first segment I covered the importance of saving, you can read it here. The second piece discussed different accounts that could be used for saving money, take a look here. In this piece, I want to talk about mindset shifts to help you save money. When you are living…
For the second in my three-part series on saving, I am going to focus on different account options for saving money. When considering how and where to save your money, I think that one of the most important factors is your time horizon. If you need the money soon, or you aren’t sure when the need will…
It seems that saving money is societally accepted as a good thing. But sometimes, even though we know we should save, it is easier said than done. When done right however, saving can help you cover unexpected emergencies and reach your financial goals. In my next few posts I am going to tackle why it is important…
“It’s only after you’ve stepped outside your comfort zone that you begin to change, grow, and transform.” ― Roy T. Bennett I have been thinking about this post and what to say for several weeks now. When I started the series on the non-essential spending freeze back in April, I alluded to the fact that…
Full disclosure, I am not 2 days late in my final week post. I decided to draw week four out into this week so that it would cover the last two days of April. It seemed easier than doing a week five post for two days. I will say, as the end of April has…
As I talked about last week, my follow through seems to be lacking a little bit these days. But we have continued to try to stick it out for our financial challenge month. I will admit, it definitely hasn’t been perfect. I think this week things slid of the rails a bit because we were busier. When you are…
“Words are meaningless without intent and follow through.” As evident by the fact that my week # 2 post is coming halfway through week # 3, I am having a little bit of follow through trouble these days. It is an issue that I am finding permeates more areas of my life than I would care…
