On April 15th, the first Economic Impact Payment checks were direct deposited into bank accounts. Since then, more direct deposits have been made and paper checks should start being mailed out in May 2020. These checks are part of the government’s relief efforts to help the economy as a result …
We all have bills that we pay annually, semi-annually, quarterly, or on some other time schedule rather than monthly. And even though we know that the bill is due at a certain time, somehow, each time we are still surprised when suddenly the due date arrives. I call this “big bill sneak …
“Don’t tell me what you value, show me your budget, and I’ll tell you what you value.” ― Joe Biden When it comes to money, everyone has their own personal compass. From how much to save to how much to spend on eating out or coffee, each individual comes at the money …
For the second in my three-part series on saving, I am going to focus on different account options for saving money. When considering how and where to save your money, I think that one of the most important factors is your time horizon. If you need the money soon, or you aren’t …
Full disclosure, I am not 2 days late in my final week post. I decided to draw week four out into this week so that it would cover the last two days of April. It seemed easier than doing a week five post for two days. I will say, as …
As I talked about last week, my follow through seems to be lacking a little bit these days. But we have continued to try to stick it out for our financial challenge month. I will admit, it definitely hasn’t been perfect. I think this week things slid of the rails a bit because …
We have completed the first week of our non-essential spending freeze. If I am being honest, it wasn’t too hard. I think, as with any behavior you are trying to minimize, the perception of deprivation was harder for me than anything else. My husband and I agreed to the freeze and began …
In the spirit of full disclosure, budgeting can be tricky. It is often a word that strikes fear into the hearts of grown adults. People ask what will I have to give up? Or, how boring will my life be when I am budgeting? According to dicitionary.com: Budgetnoun an estimate, often itemized, of expected …
One of the things I am constantly astounded by is the sheer number of personal finance books in the marketplace today. It can be overwhelming to even know where to start as you try to research financial topics and become more informed. So, in keeping the conversation going about money, …
In the spirit of starting honest conversations on financial matters, I am going to take a brief deviation from the list of topics I originally had planned, to discuss an issue of importance that has come into focus for me in the past few months. It is not the most …
