Budgeting

We have completed the first week of our non-essential spending freeze.  If I am being honest, it wasn’t too hard.  I think, as with any behavior you are trying to minimize, the perception of deprivation was harder for me than anything else.   My husband and I agreed to the freeze and began …

In the spirit of full disclosure, budgeting can be tricky.  It is often a word that strikes fear into the hearts of grown adults.  People ask what will I have to give up? Or, how boring will my life be when I am budgeting?  According to dicitionary.com:  Budgetnoun an estimate, often itemized, of expected …