For the second in my three-part series on saving, I am going to focus on different account options for saving money. When considering how and where to save your money, I think that one of the most important factors is your time horizon. If you need the money soon, or you aren’t …
It seems that saving money is societally accepted as a good thing. But sometimes, even though we know we should save, it is easier said than done. When done right however, saving can help you cover unexpected emergencies and reach your financial goals. In my next few posts I am going to …
“It’s only after you’ve stepped outside your comfort zone that you begin to change, grow, and transform.” ― Roy T. Bennett I have been thinking about this post and what to say for several weeks now. When I started the series on the non-essential spending freeze back in April, I …
Full disclosure, I am not 2 days late in my final week post. I decided to draw week four out into this week so that it would cover the last two days of April. It seemed easier than doing a week five post for two days. I will say, as …
As I talked about last week, my follow through seems to be lacking a little bit these days. But we have continued to try to stick it out for our financial challenge month. I will admit, it definitely hasn’t been perfect. I think this week things slid of the rails a bit because …
We have completed the first week of our non-essential spending freeze. If I am being honest, it wasn’t too hard. I think, as with any behavior you are trying to minimize, the perception of deprivation was harder for me than anything else. My husband and I agreed to the freeze and began …
In the spirit of full disclosure, budgeting can be tricky. It is often a word that strikes fear into the hearts of grown adults. People ask what will I have to give up? Or, how boring will my life be when I am budgeting? According to dicitionary.com: Budgetnoun an estimate, often itemized, of expected …
One of the things I am constantly astounded by is the sheer number of personal finance books in the marketplace today. It can be overwhelming to even know where to start as you try to research financial topics and become more informed. So, in keeping the conversation going about money, …
In the spirit of starting honest conversations on financial matters, I am going to take a brief deviation from the list of topics I originally had planned, to discuss an issue of importance that has come into focus for me in the past few months. It is not the most …
Recently, I went out to dinner with two of my oldest friends. I have known them both since middle school and we have watched each other take huge milestone steps like graduating college, getting married, buying houses, moving away for work, and countless others as we have all grown up. …
