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Week #3: Staying the Course

As I talked about last week, my follow through seems to be lacking a little bit these days.  But we have continued to try to stick it out for our financial challenge month.  I will admit, it definitely hasn’t been perfect.  I think this week things slid of the rails a bit because …

Week #1: Perceived Deprivation

We have completed the first week of our non-essential spending freeze.  If I am being honest, it wasn’t too hard.  I think, as with any behavior you are trying to minimize, the perception of deprivation was harder for me than anything else.   My husband and I agreed to the freeze and began …

Starting a No Spend Month

Starting A No Spend Month

In the spirit of full disclosure, budgeting can be tricky.  It is often a word that strikes fear into the hearts of grown adults.  People ask what will I have to give up? Or, how boring will my life be when I am budgeting?  According to dicitionary.com:  Budgetnoun an estimate, often itemized, of expected …

The Importance of Staying Organized

In the spirit of starting honest conversations on financial matters, I am going to take a brief deviation from the list of topics I originally had planned, to discuss an issue of importance that has come into focus for me in the past few months.  It is not the most …