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Have Your Coffee…And Save Too!

This is the last of my three-piece series on saving.  In the first segment I covered the importance of saving, you can read it here.  The second piece discussed different accounts that could be used for saving money, take a look here.  In this piece, I want to talk about mindset shifts to help you …

A New Path

“It’s only after you’ve stepped outside your comfort zone that you begin to change, grow, and transform.” ― Roy T. Bennett I have been thinking about this post and what to say for several weeks now.  When I started the series on the non-essential spending freeze back in April, I …

Week #3: Staying the Course

As I talked about last week, my follow through seems to be lacking a little bit these days.  But we have continued to try to stick it out for our financial challenge month.  I will admit, it definitely hasn’t been perfect.  I think this week things slid of the rails a bit because …

Week #1: Perceived Deprivation

We have completed the first week of our non-essential spending freeze.  If I am being honest, it wasn’t too hard.  I think, as with any behavior you are trying to minimize, the perception of deprivation was harder for me than anything else.   My husband and I agreed to the freeze and began …

Starting a No Spend Month

Starting A No Spend Month

In the spirit of full disclosure, budgeting can be tricky.  It is often a word that strikes fear into the hearts of grown adults.  People ask what will I have to give up? Or, how boring will my life be when I am budgeting?  According to dicitionary.com:  Budgetnoun an estimate, often itemized, of expected …