It’s About Values

“Don’t tell me what you value, show me your budget, and I’ll tell you what you value.”  ― Joe Biden When it comes to money, everyone has their own personal compass.  From how much to save to how much to spend on eating out or coffee, each individual comes at the money …

Have Your Coffee…And Save Too!

This is the last of my three-piece series on saving.  In the first segment I covered the importance of saving, you can read it here.  The second piece discussed different accounts that could be used for saving money, take a look here.  In this piece, I want to talk about mindset shifts to help you …

The Importance of Saving

The Importance of Saving

It seems that saving money is societally accepted as a good thing.  But sometimes, even though we know we should save, it is easier said than done.  When done right however, saving can help you cover unexpected emergencies and reach your financial goals. In my next few posts I am going to …

A New Path

“It’s only after you’ve stepped outside your comfort zone that you begin to change, grow, and transform.” ― Roy T. Bennett I have been thinking about this post and what to say for several weeks now.  When I started the series on the non-essential spending freeze back in April, I …

Week #3: Staying the Course

As I talked about last week, my follow through seems to be lacking a little bit these days.  But we have continued to try to stick it out for our financial challenge month.  I will admit, it definitely hasn’t been perfect.  I think this week things slid of the rails a bit because …

Week #2: The Follow Through

“Words are meaningless without intent and follow through.” As evident by the fact that my week # 2 post is coming halfway through week # 3, I am having a little bit of follow through trouble these days.  It is an issue that I am finding permeates more areas of my …

Week #1: Perceived Deprivation

We have completed the first week of our non-essential spending freeze.  If I am being honest, it wasn’t too hard.  I think, as with any behavior you are trying to minimize, the perception of deprivation was harder for me than anything else.   My husband and I agreed to the freeze and began …